NMIMS Commercial Banking System & Role of RBI Assignment June 2024

Description

NMIMS Global Access
School for Continuing Education (NGA-SCE)
Course: Commercial Banking System & Role of RBI
Internal Assignment Applicable for April 2024 Examination
Assignment Marks: 30
Instructions:
 All Questions carry equal marks.
 All Questions are compulsory
 All answers to be explained in not more than 1000 words for question 1 and 2 and for question 3 in not more than 500 words for each subsection. Use relevant examples, illustrations as far as possible.
 All answers to be written individually. Discussion and group work is not advisable.
 Students are free to refer to any books/reference material/website/internet for attempting their assignments, but are not allowed to copy the matter as it is from the source of reference.
 Students should write the assignment in their own words. Copying of assignments from other students is not allowed
 Students should follow the following parameter for answering the assignment questions
1) Banking plays an important role in growth of trade and commerce in the economy. Bank is also known as Financial Intermediary, explain this role of bank. The success of any bank depends on customer service, what types of products and services will you design to attract young millennial customers. (10 marks)
2) Banks today are focusing more on non-fund based loans than traditional fund based loans. What are the reasons for such steps by banks? Explain three fund based and three non-fund based loans. (10 marks)
3) Banking is risky business and it needs different skill sets to negotiate the business, Banks are exposed to different types of risks due to diverse business they handle, Though 100% risk cannot be eliminated but definitely by prudent management, experience and skills risks can be reduced and controlled : a) Explain reputation risk and credit risk and ways to reduce these risks.(5 marks) b) How banks handle interest rate risk and market risk? (5 marks)
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